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A Valentine to your future-self!


Valentine's Day is coming up! This year, think about sending some love to your future-self. How?

  1. Make a budget.


  1. Track your spending for 1 month.

worried bills

  1. Give yourself grace.

The first time I attempted a budget, I was a college student. Saving 20% - of what? I didn't even know what to do with these numbers other than try not to think about it.


There is no one right budget. Tracking your spending can help you make choices. Paying off a bit more on your credit card bill or putting a few more dollars into your savings are both ways to send a valentine to your future-self. Don't worry if your budget doesn't match the one in All Your Worth. Every little bit counts!




All Your Worth: The Ultimate Lifetime Money Plan by Elizabeth Warren and Amelia Warren Tyagi.